HARP Refinance Rates in California

PRODUCTS	RATES	+/-
30 Year Fixed	3.00%
15 Year Fixed	2.56%
5/1 ARM	4.56%

Monday, December 23, 2024

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Mortgage rates for California go down to 3.00%

Monday, December 23, 2024

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.

HARP Refinance Rates and Lenders in California

The Home Affordable Refinance Program (HARP) is a program created by the federal government to aid the millions of homeowners with underwater properties following the housing market crash. For homeowners in California trying to refinance in order to obtain better mortgage terms, HARP 2 can be tremendously beneficial, allowing homeowners with mortgages owned by Fannie Mae or Freddie Mac to refinance into a low, fixed rate mortgage while avoiding costly mortgage insurance premiums and fees. Although HARP gives homeowners access to much lower rates than their current mortgages, those considering this refinance program should still take the time to compare lenders and to explore available HARP rate. Remember, patience and persistence are well rewarded in the lending process. For more information, check out our main page on HARP refinance rates.

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