FHA Mortgage Rates in New York

Mortgage rates for New York go down to 3.00%

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New York is now at 4.56%.

FHA Mortgage Rates & Loan Limits in New York

An FHA mortgage loan is a home loan insured by the Federal Housing Administration, acquired through FHA-approved lenders. When buying a home in New York, FHA loans can provide you with the funds you need with minimal qualification.

Originally created to make home loans more accessible, FHA mortgages have low credit requirements, low down payment options, and some of the best mortgage rates available. Loan limits for FHA mortgages are determined by local housing prices and differ by county in New York. When deciding on a mortgage, remember to practice patience and persistence. Always set aside time to compare rates and lenders, rather than accepting the first offer presented. For more information, check out our main page on FHA mortgage rates.

Local Cities

Albany | Binghamton | Bronxville | Buffalo | Elmira | Glens Falls | Irondequoit | Ithaca | Long Island | Manhattan | Nassau County | New York Metro | Oneonta | Plattsburgh | Poughkeepsie | Putnam | Queens | Rochester | Rockland | Staten Island | Suffolk County | Syracuse | Ulster | Utica | Watertown | Weschester | Yonkers