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30 Year FHA Mortgage Rates in Illinois

Updated: October 22, 2020

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Displaying rates for Mortgage Refinance in IL for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Thursday, October 22, 2020

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Mortgage rates for Illinois go down to 3.00%

Thursday, October 22, 2020

Mortgage rates for Illinois on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Illinois is now at 4.56%.

30 Year FHA Mortgage Rate Explained

30 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans allow individuals whom might not qualify for a conventional mortgage obtain a loan, specially first time home buyers. These loans offer down payments as low as 3%, reasonable credit expectations, and flexible income requirements. Above you will find 30-year FHA refinance rates for national and local lenders in Illinois. 

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