30 Year FHA Mortgage Rates in California

PRODUCTS	RATES	+/-
30 Year Fixed	3.00%
15 Year Fixed	2.56%
5/1 ARM	4.56%

Monday, December 23, 2024

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Mortgage rates for California go down to 3.00%

Monday, December 23, 2024

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.

30 Year FHA Mortgage Rate Explained

30 year FHA mortgage loans are loans that are insured against default by the Federal Housing Administration (FHA) available for single family and multifamily homes. FHA loans allow individuals whom might not qualify for a conventional mortgage obtain a loan, specially first time home buyers. These loans offer down payments as low as 3%, reasonable credit expectations, and flexible income requirements. Above you will find 30-year FHA refinance rates for national and local lenders in California.

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