Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.
20 Year fixed mortgage rate is a loan program where the monthly payment (this includes both principal and interest) of the loan stays constant during the 20 year life span of the loan. Like other fixed rate mortgages, the loan is "amortized" so that it will be completely paid off by the end of 20 years. Below you will find 20-year fixed refinance rates for national and local lenders in California.
Alamo | Aliso Viejo | Anaheim | Arcadia | Bakersfield | Barstow | Bay Area | Berkeley | Carpinteria | Carson | Chico | Concord | Contra Costa | Corona | Costa Mesa | Daly City | Danville | Downey | El Cajon | El Centro | El Toro | Escondido | Eureka | Fairfield | Foothill Ranch | Fremont | Fresno | Garden Grove | Half Moon Bay | Healdsburg | Huntington Beach | Irvine | La Jolla | Laguna Beach | Laguna Hills | Laguna Woods | Lake Forest | Lake Tahoe | Lodi | Long Beach | Los Angeles | Marin County | Marina Del Rey | Mendocino | Mission Viejo | Modesto | Monterey | Newport Beach | Newport Coast | Novato | Oakland | Orange | Orange County | Palm Desert | Palm Springs | Palo Alto | Pasadena | Perris | Petaluma | Placer County | Pleasant Hill | Pleasanton | Rancho Santa Margarita | Redding | Redondo Beach | Redwood City | Riverside | Sacramento | Salinas | San Bernardino | San Clemente | San Diego | San Francisco | San Gabriel Valley | San Jose | San Luis Obispo | San Mateo | San Rafael | Santa Ana | Santa Barbara | Santa Clara | Santa Clarita | Santa Clarita Valley | Santa Cruz | Santa Monica | Santa Rosa | Sonoma | Stockton | Sunnyvale | Temecula | Thousand Oaks | Torrance | Tustin | Vallejo | Ventura | Victorville | Walnut Creek | Yreka