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10 Year Fixed Mortgage Rates in California

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Monday, December 23, 2024

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Mortgage rates for California go down to 3.00%

Monday, December 23, 2024

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.

10 Year Fixed Mortgage Rate Explained

10 year fixed mortgage program is a shorter term fixed mortgage rate loan program where the monthly payment (principal and interest) of the loan does not change during the 10 year life of the loan. Like the 30, 20, and 15 year, and the loan is "amortized" so that it will be completely paid off by the end of 10 years. Below you will find 10-year fixed refinance rates for national and local lenders in California.  

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