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New York Conventional Mortgage Rates

Updated: June 06, 2020

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Displaying rates for Mortgage Refinance in NY for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.44%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Saturday, June 06, 2020

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Mortgage rates for New York go up to 3.44%

Saturday, June 6, 2020

Mortgage rates for New York on Lender411 for 30-year fixed-rate mortgages are at 3.44%. That increased from 3.15% to 3.44%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New York is now at 4.56%.

 

Conventional Mortgage Rates & Loan Limits in New York

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in New York or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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