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New Jersey Conventional Mortgage Rates

Updated: July 06, 2020

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Displaying rates for Mortgage Refinance in NJ for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.03%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Monday, July 06, 2020

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Mortgage rates for New Jersey go down to 3.03%

Monday, July 6, 2020

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.03%. That dropped from 3.03% to 3.03%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.

 

Conventional Mortgage Rates & Loan Limits in New Jersey

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in New Jersey or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages  have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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