California Conventional Mortgage Rates

PRODUCTS	RATES	+/-
30 Year Fixed	3.00%
15 Year Fixed	2.56%
5/1 ARM	4.56%

Monday, December 23, 2024

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Mortgage rates for California go down to 3.00%

Monday, December 23, 2024

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for California is now at 4.56%.

Conventional Mortgage Rates & Loan Limits in California

A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in California or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.

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