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Mortgage Rates 1-8-2021 Lender411

By Lydia Lender Updated on 1/8/2021

With the Democrats controlling the Senate, a bigger stimulus is expected and will likely push rates higher. But we must keep in mind the covid-driven economic realities that continue to hold rates down.  Jobs growth is sluggish so we can expect Fed assistance in the form of their bond-friendliness to continue. 

 

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30-year (FRM) rates at 2.88% (+0.02%)

15-year (FRM) rates at 2.39% (0.00%)

FHA 30-year Fixed rates at 2.28% (+0.03%)

Jumbo 30-year Fixed rates at 3.27% (+0.02%)

5/1 ARM rates at 2.44% (+0.05%)

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Lydia Lender
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