Open Mortgage is running a special for first time home buyers through the end of March 2014. If you are a first time home buyer, you maybe eligible to receive a $500 credit towards closing costs. Open Mortgage originates, underwrites, and funds in its own name which allows us to get most loan transactions completed quickly. Get in contact with me today to see if you qualify at 816-777-1515 , saraderee@openmortgage.com, or 816-268-5931.