worried to purchase....general question

Yes, Non-Bank lenders appear to be having trouble lending. We are a direct Bank lender and aside from increased credit scores we have not experienced any curtailment in our lending programs. We are still doing Purchases and refinances in 48 states in cluding Hawaii

We Caliber is the largest non bank lender. Direct servicer for Fannie Freddie and Ginnie mae. We are having no troubles. We have deep backing. We still down to 620 scores. Previously 580