You are correct, if you have been drawing commission for the last 2 years and it's been detailed on your paystubs, you can use your commission as part of your income.I would love to qualify you based on your income documents. I currently offer the lowest rates in the industry with no closing costs whatsoever. Our turnaround time is an industry leading 7-14 days max.Feel free to contact me with any additional questions.
Feb 27th 2014Rates:
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Yes. Your income will be based on line 37 of your IRS 1040's for the last 2 years, with some possible adjustments from Schedule C. I'm in Portland, if you need help.
Feb 27th 2014Yes, the agencies allow you to use commission income as qualifying income with history and tracking, preferably 2 years consistently. Tax returns may be required or verification of employment with additional figures, but not difficult to determine allowable amounts and ratios. Bobby- please follow good neighbor policy. Please also understand and follow Federal and State advertising and promotion regulation in which your terms stated below violate.Thank you.
Feb 27th 2014Good to hear that you are doing well in your career. What is it that you are looking to accomplish? Refinancing or Purchasing a new home?
Feb 27th 2014