Would to like to refinance home.Currently in Chapter 13Home Value $460K to $5001st $500K, No 2ndCurrent Interest Rate 6.25%Cornelius, OregonAsk for Bob (503) 789-2697 or e-mail badlesich@coho.net by badles_317_731 from Cornelius, Oregon. Feb 17th 2012
Hey Bob. You might be in a tough spot... Fannie / Freddie owned loans ($417K limit) has the HARP 2.0 for effortless refinancing, however you're in a jumbo product. You can contact your existing servicer to see if they would refinance you, however don't hold your breath... WilliamAcres.com
if presently in CH 13 ...there are likely no options for awhile either ....I echo prev reply ...check with present lender / servicer for any options
It is unlikely you will find a lender willing to do a cash-out refinance of the size you are looking for while you are in bankruptcy, even in a 13. You may be able to get a no-cash out refinance from your current lender. Make sure you have already discussed this with your BK Trustee. Their approval will be required. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com
Unfortunately Bob I must echo the sentiments of the other posts. The best thing you can do at this point and time is contact your current lender and look into modifying your current loan. David Feathers, avelloe.com
Jumbo loan, in a chapter 13, and very high loan-to-value. The odds of you finding financing anywhere for your situation is basically zero. Sorry.
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