I have a home in North Carolina and I live in South Carolina. I rent it and need to refi. lots of foreclosures around it. Ltv>

I would check with a lender that is licensed in NC and have them check out your estimated home value so you can get a more accurate figure on your LTV and see if you can refinance your property. If you click on the Community tab on the top right page of Lender411 you should be able to search for a lender to do this for you. Best of luck in financing your home.

It looks like your question was cut off, but typically investment refinances max out at about 75% LTV.

You may be able to get a streamline refinance. What king of loan do you currently have? Is it canventional, FHA, etc?

Sorry about the spelling errors...

Foreclosure sales in the area can affect value, but a good appraiser will ignore obvious foreclosures in the appraisal, and show primarily valid retail sales.

75% is the max LTV for investment properties.