Is it normal for a loan officer to ask me for a cosigner because I'm single??

That is very odd. I would think that based on what you stated, you should easily be approved. If you would like to contact me, I can put you in touch with someone in my group that is licensed to do business in Delaware and will be a lot more professionalJoe CafieroGuaranteed Rate484 348-1781joe.cafiero@guaranteedrate.com

Hi Lana,Sounds like you should be fine by yourself and shouldn't need a co-signer. Sounds like you might be dealing with someone that is not very experienced. What is the actual sale price? I would be more than happy to take a look at your scenario at no-obligation. You can email me at cbowers@meridianmortgage.com or call me at 302-477-9114. I am one of only 2 Certified Mortgage Planning Specialists(CMPS) in the State of Delaware and I run a mortgage company with underwriting in-house. Let me know.

This is unheard of. no your marital status has nothing due with your credit qualifications, I would bring his name up to his employer to start with and possibly the better business bureau.. you obviously qualify for an fha loan, maybe even conventional....feel free to reach out to any of us here...you can check us out atwww.homeloanbank.com my name is steve karp

That is odd unless the dti is too high. FHA can approve housing ratios of 46.99 and housing + debt at 56.99.Id be happy to help.