could i go zero down for VA with a 620 credit score?>

Sure can! As long as you qualify, most lenders are OK with a 620 score.If I can help get you a pre-approval please use the link to the left, and call, or apply online.

Yes you can.

Yes you can, Inlanta Mortgage 608 662 0860 ask for Aiman Nmls#237450

Hello. Yes, we offer 100% VA financing with a 620 middle credit score. Please contact me at your convenience to discuss your situation and this program in more detail. I look forward to hearing from you!Chris Samples | Senior Mortgage Banker | PrimeLending, A PlainsCapital Company | (512) 541.3806 office | (512) 919.2401 mobile |(866) 774.5002 fax |csamples@primelending.com | www.chrissamples.com

Absolutely! Give me a ring at 262-293-5144 to discuss it further. http://www.CloseWithMichael.com

Yes. Call me any time today to discuss your options. Toll Free - 866-680-2840 ext. 15jbecker@progressivels.com

So, as you can see the SHORT ANSWER is yes... but here's what your up against.. First of all, my question would be how did you come up with your score.. Lenders look at all 3 credit bureaus and take the MID score.. not the highest.. and they have to use the score from their credit report, not yours.. If you obtained your score from a mortgage company, then it's probably accurate.. however if you got it from one of the "Free Credit Report" websites, then your score could be much different.. when you apply for a mortgage, your score reflects the likelihood of you defaulting on a mortgage.. when you apply for a car loan, your credit score is based on the likelihood of you defaulting on a car loan, and the score could be much different.. but when you get your score from a Free Score website.. the scoring method is very different and can produce very inaccurate credit scores.. Also, it takes much more than a credit score to obtain financing.. income, income type (commissions, 1099, self employed, etc.. ) credit, derogatory credit, debt, and debt to income ratios, etc.. so it's your complete profile that's examined in determining one's eligibility, not just the credit score.. if you want to know for sure, then the best advice I can give you would be to contact a LOCAL mortgage broker and apply with them. Most will do a "No cost pre approval" so you have nothing to lose. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

I can go down to a 600 Middle credit score on VA with no down payment up to $458,850 purchase price in some cases. Call me today and we can get started on some options for you!

first off thank you for your service, secondly yes you can... I am a fellow veteran and have specialized in VA lending for the last 15 years id be happy to help you navigate the VA lending process separating fact from fiction, realizing the American dream, let me know if I can be of further assitance

Yes the VA does not tier the down payment based on credit scores.

Yes.

all day. NMLS # 9659 Direct 516 469 6262

yes, assuming all the other details of your application are acceptable as well.

Absolutely and on lower scores than 620, now keep in mind you will have to qualify based on your total credit profile not just score

Yes. For sure. Www.firstfloridafin.com 954 558 4430

Absolutely! For many lenders 620 is the minimum score for VA. Others of us go down as low as 580. Make sure you use an experienced VA lender who knows how to navigate the process for you smoothly to avoid any surprises at the end! I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address for live chat or quote is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Absolutely! www.omnirates.com

Yes I would be happy to assist you with that. Please feel free to give me a call at 1-855-808-Loan(5626)

Yes you can. Have you considered the Cal-FUNDS Home Purchase Loan for Government workers? https://www.cal-funds.com

Yes, 620 is an allowed score for a VA zero down loan.

Yes! Absolutely

Yes you can and brokers and LO's I go down to 600 for VA.

All day long. 724-791-3100

absolutely! Call 3 lender's and shop. :-)

Your 620 credit score alone would not prevent you from qualifying for a VA loan. You may view some general VA loan info here: http://vegaslender.net/mortgage-info/va-home-loans/

Without question. Call me today and I will be more than happy to assist you. Nathan Kessler 702-522-6745 City First Mortgage Services

Absolutely...Eagle Home Mortgage 919-594-6905

Yes you can with some companies. Also, you may be exempt from the loan guarantee fee if your Certificate of Eligibility indicates this. Good luck.

hi there:We are a bank lending nationwide and require a middle score of 600 for FHA or VA loans. We do not have any BANK guidelines/overlays but follow VA guidelines for underwriting criteria for these programs. We can assist with closing costs if needed. Let us know how we me earn your business. Any questions, please contact. Mike (703) 505 5300

In fact Carrington Mortgage Services go down to 550 FICO scores with a VA loan at 100% financing so your score should not hold you back on financing.

Yes, if you are income and credit qualified. You will also need your Certificate of Eligibility to show your entitlement amount in order to come in with a zero down payment. Most lenders/brokers can order this for you.

The ability to get a VA loan with no down payment is going to depend on your eligibility/county loan limit(s). You can either request your COE yourself or provide a small amount of information to your lender, and they can request it for you online. You can check the VA loan limits at http://www.benefits.va.gov/homeloans/documents/docs/2014_county_loan_limits.pdf You are able to get a home with zero down if you buy a home within the county limits and have full available eligibility. You should absolutely work with a lender that is qualified to handle VA loans. I would happy be happy to answer any additional questions. Clyde Penton NMLS#979755 404.604.7013

You can and my company goes down to a 550 FICO on VA loans, but there could be certain things on your credit profile that might disqualify you. It's important to check your credit and have a mortgage professional review the report for any potential issues. My company specializes in VA loans with low FICO scores and I would appreciate the opportunity to earn your business. Please click my profile to get in touch with me at your earliest convenience and we can spend a few short minutes on the phone together to see what are your options. Thank you!

The minimum middle credit score for VA is 600 as of last month. So the answer is yes.

My only question is where did you get your score from? There are dozens of credit scoring programs out there and many are set up for evaluating credit risk for credit cards or other consumer loans. Lenders us a uniform standard for mortgage lending called FICO scoring (which is from the Fair Isaac CO) to establish eligibility. You might find your score far different once you get it from a mortgage lender. We also go off of the mid score of three bureaus, which can vary hugely depending on what credit items show on each of the three bureaus (they are seldom identical. But if 620 is your score, then you should be able to get a VA loan assuming you qualify income wise. If you are in Colorado call me at 970-748-0342 to discuss further.

We are able to consider financing a home down to a 580 middle credit score. Please contact me if you would like to discuss your situation further. Sincerely, Mandy Fritsche, Prospect Mortgage, Mortgage Loan Officer, NMLS# 557211I am able to originate in WI262-327-5700 Cell, 877-868-9198 Fax, mandy.fritsche@prospectmtg.comwww.MyProspectMortgage.com/mfritsche

Yes you can. Good Luck.

Yes. www.VaLoansFast.com has many answers to VA questions.

Of course! Call me, 949-558-9929

The VA loan program offers a 100% financing loan. Each mortgage lender may require a different minute credit score, call around to make sure. Jesse Stroup Mortgage Professional | Mortgage ManTwitter: @jessestroup

If you are looking in CA or WA we can assist with a 620 score. United Mortgage Corporation of America at 800 230 0168 or my direct at 805 530 1199

A 620 mid score would not be a problem for a zero down VA mortgage. Contact one of the local lenders who have responded for help. Good luck!

Yes you can do a VA loan with 0 down

Yes - but it depends on the loan amount. Each county has a set $0 down loan limit. The loan limits are subject to change every year.

Yes you can qualify for a VA loan with a 620.

Yes, with our company as well as most other lenders who do VA loans, you can go down to a 620 credit score and with zero down.

Yes you can- we go to 580 FICO lets talk

Yes, you can. No down payment is needed because a portion of the loan is backed by the government. A VA loan guaranty does have a limit depending on the borrower's location. Feel free to contact us today at 858-314-9826 or visit our website prospectrefinance.com. The Prospect Financial Group team would be more than happy to see if we can help you out!

I would love to help refinance that! www.phmc.com/coreyvandenberg. Indiana and Florida mortgage banker. Don't let someone call themselves a VA expert, it's not that hard to have to call yourself an expert! Like others said, all day we would like to meet someone like you to help... ?

we actually go down to a 580 score on VA loans nothing down mike.diaz@rate.com or app www.michaeldiaz.us

We now go down to 600 and would love to help with a VA loan.

You can actually get a VA loan with a lower score than that. You can qualify for 100% financing & you are allowed to roll in closing costs using a sellers concession. There are other VA benefits as well, most of the time closing costs are reduced and in some states you may be eligible for a reduction or an exemption on real estate taxes. You can even use a VA to build a new house or renovate an existing house.Its a great program. If you have any questions you are welcome to reach out to me at 203-299-2034, you can call or text that number day or night. Im available via email as well at: gpomeroy@boemortgage.com. My website is: www.thehomeloanspecialist.com

Yes you can. Most Lenders have this capability, if not lower.

yes! you can

Absolutely! We go down to a 580 scorewww.michaeldiaz.usCell 702.764.3511

yes

I would say yes, we actually go down to 580. You only have to make sure you stay under your areas conforming loan limit, usually well over 400k.Contact me for any questions.

620 Middle score should not be an issue at all.

This is an old question from 2014, but here is the updated answer in 2022... Still YES. But understand that a credit score alone does not equal a loan approval. I always suggest simply completing a loan application with a local mortgage broker in your area, in this case, one who offers VA loans too. There are no costs or obligations, and they will be able to tell you exactly if you can be approved, and how much you qualify for. I'm a VA loan lender for properties in Minnesota, Wisconsin, Iowa, North Dakota, and South Dakota. Find me at VAMortgageMN.com - Cambria Mortgage, NMLS 274132