Are there any mortgage programs for the disabled

I don't know of any specific programs, but the disability income can surely be used to qualify. Have you applied to see what is available?

yes fannie mae has my comunity living with flexible financing for disable people

YES CALL ME AT 973 452 8814

Here's a good link. You may have to cut and paste in your browser. ... Happy funding, RudiLink: https://www.efanniemae.com/sf/mortgageproducts/pdf/mcmfacts.pdf

If you haven't already, you may also want to check into community development block grants. Most cities/communities have grant programs available for things like first time homebuyer down payments, etc.; or, they can direct you to organizations that might have a grant/assistance program available. One of the items I've seen on these lists before is money to aid with any property improvements/modifications necessary to make the home more functional for people with disabilities, such as building wheelchair ramps, etc. You might be surprised at what you find. Best wishes to you and your cousin!