Can I still get a mortgage if I have deferred student loans?

Simple answer is yes, they need to be deferred for a period of 3 years or they will go against your dept ratio

Jack -- it is going to depend on the status of the deferrals and what your other obligations are. I am in Federal Way and would be happy to discuss what your options would be, so you can make a fully informed decision. 253-874-1111

Yes, but the length of the deferrment time could change what you qualify for. Get with a Lender411 loan officer to help you out.

Yes.. however it's different depending on which type of loan your applying for.. FHA says that if your deferment will last at least 12 months from the closing date, then they will not be counted against your ratios, USDA says it doesn't matter how long before you start paying, and will account for those student loan payments and add it to your ratio. So without knowing your particulars, it's hard to say.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Yes. This should be doable. Let me know if you have any other questions. I wish you well!Paul206-799-9062

Of course you can :) If you don't mind that I'm in Portland I'd be happy to help you with your options.Best,Michael

You sure can. You would need to prove that the payments will remain in deferral to eliminate the payments from your debt to income ratio's. If you can not prove they will be in deferment for the next 3 years, then you will have to include the payments in your debt to income ratio's.I am licensed in Washington and would be happy to assist you. Lorne Harvey509-386-5391Thank you..

Yes.. however it's different depending on which type of loan your applying for.. FHA says that if your deferment will last at least 12 months from the closing date, then they will not be counted against your ratios, USDA says it doesn't matter how long before you start paying, and will account for those student loan payments and add it to your ratio. So without knowing your particulars, it's hard to say.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Yes you can. I am a Mortgage Advisor in Puyallup, WA. Give me a call and we can discuss your situation. My name is Sherri Burruss and my number is 253.292.4427. Thanks and I look forward to speaking with you.

Hi Jack,yes, there is an opportunity to get mortgage- Your best bet is to contact a local mortgage banker or broker or community bank- The Lending officer can thenreview your credit, income, assets, situation, and see what opportunities you may have.

yes

Yes.