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are loans available on manfactured homes

by brykli_526_470 from , . Feb 12th 2013 Reply


William J Acres (William_Acres)
#75 ranked lender in Arizona - 8,728 contributions

Although FHA and VA allow for MFH financing, few lenders will do them... when the housing market is declining, MFH's are the first to depreciate in value, and when things turn around, they are the last to appreciate in value.. The lenders know this, and as a result, bring on added risk.. so most lenders have dropped their MFH financing programs... I know sometimes you just don't have an option, but if you do, stay away from these types of homes... your overall financial portfolio will thank you... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Feb 12th 2013
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Melanie Dages (Melanie_Dages)
#21 ranked lender in Colorado - 10 contributions

Yes, Wells Fargo has loan programs for Manufactured Homes.. Contact me at 702-468-8737 or Melanie.a.dages@wellsfargo.com. You can also visit my website at .wfhm.com/loans/melanie-dages.

Feb 13th 2013
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Joe Shamie (Joe Shamie)
#4 ranked lender in New Jersey - 1,412 contributions

Few lenders do loans for these types of homes. We are not one of them.

Feb 12th 2013
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Ken Burrows (mortgagesforamerica)
#19 ranked lender in Nevada - 572 contributions

Yes we finance on manufactured homes. Contact me to go over the details of what you are looking for? We have many different options. P: 888-320-7888 - www.MortgagesforAmerica.org - Ken Burrows

Feb 12th 2013
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Carlo Sanchez (MortgageLendingPro)
#0 ranked lender in Utah - 1,163 contributions

Yes. FHA and VA allow them.

Feb 12th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

TrueCompass Lending Corporation provides reverse mortgages on double-wide manufactured homes built after 1976.

Feb 12th 2013
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Jamie Lynne (nationwidelenderforyou)
#137 ranked lender in Texas - 576 contributions

We lend on manufactured homes nationwide. Feel free to contact us at 800 315 8803.

Feb 12th 2013
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Brady Smedsrud (BradySmedsrud)
#3 ranked lender in Montana - 17 contributions

Yes they are, as long as there is a permanent foundation we can do them. Let me know if you would like to discuss this further. We are based in Montana but can lend in all states. Bank of the Rockies - Brady Smedsrud (406)556-1800

Feb 12th 2013
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David Baker (David Baker)
#1 ranked lender in Iowa - 52 contributions

I have options on leased ground or on real property. If you have questions feel free to contact me directly.

Feb 12th 2013
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Steve Azarch (sazarch)
#18 ranked lender in Tennessee - 93 contributions

YesFHA, VA, and Reverse loans.

Feb 12th 2013
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Anthony PapaGiorgio (apapagiorgio@inlandbank.com)
#79 ranked lender in Illinois - 16 contributions

Hi Brykli, there are loans available on manufactured homes, and it is something our bank does quite a few of. If you would like some assistance let me know and I can help point you in the right direction

Feb 12th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

There are two types of"manufactured" homes. Modular, where two halves are built off site, trucked on trailers, then put together on site. The other is mobile, where it has its own steel frame,wheels, and a trailer hitch. You can find loans for both. Modular home loans are obtainable with just about any lender, while mobile tend to be available only from a small number of lenders.

Feb 13th 2013
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Melanie Dages (Melanie_Dages)
#21 ranked lender in Colorado - 10 contributions

Yes, Wells Fargo offers loan programs for manufactured homes. Contact me @ 702-468-8737 or Melanie.a.dages@wellsfargo.com or visit my website @ www.wfhm.com/loans/melanie-dages

Feb 13th 2013
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Andrew Alfonso (CashCow)
#43 ranked lender in Florida - 271 contributions

Few lenders do loans for these types of homes. We are not one of them.

Feb 13th 2013
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Ray Lewis (RayLewis)
#0 ranked lender in Texas - 35 contributions

Yes, we offer loan programs for manufactured homes in all 50 states. However, there are restrictions and parameters that each property has to meet in order to qualify. I could send you a breakdown on what we look for. Feel free to contact me: Ray at 254-449-7196 or www.raylewisonline.com

Feb 13th 2013
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Casey Persinger (casey@thelowpricelender.com)
#31 ranked lender in Utah - 30 contributions

If the home is located in Utah and not in a mobile home park then I have a lender that I work with that can help with your situation. The home will also need an architect's certificate as well which range typically from $150-$300 to certify that the home is secured to the foundation properly. Also with this lender one of their guidelines is that you may have to have 2 appraisals. If this is something you are interested in and you fit the parameters I have spoke off please feel free to contact me. Casey Persinger, 801-682-5626 or casey@thelowpricelender.com The only loan programs I have eligible for your scenario are FHA and VA.

Feb 13th 2013
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