Forgotten Your Password?

Need to Register?

Question Icon

need asistance

i have been working on my credit and now the score is 612 and still working on the score. i am wanting to purchase home and want to know can you help me out by mnc960_202_794 from Clinton, South Carolina. Apr 3rd 2012 Reply


Chris Jones (chrisjonesmtg)
#39 ranked lender in Arizona - 31 contributions

Hi,We have an FHA product with scores as low as 580. Feel free to call me tomorrow and I would be happy to see what we can do.Best regards,Chris Jones312-577-5205

Apr 3rd 2012
0
0
Chip Streater (TarheelChip)
#4 ranked lender in North Carolina - 6 contributions

I work and specialize with this scenerio everyday. I'm locally licensed. Feel free to contact me anytime. Ph. 704-724-2024

Apr 3rd 2012
0
0
David Fitts (david@dffinancial.com)
#15 ranked lender in North Carolina - 5 contributions

Hi what are the main issues that are pulling down your credit?Do you currently have any student loans? 704-968-7356dfitts@equityloansnc.com

Apr 4th 2012
0
0
Travis Torcoletti (travis.torcoletti)
#0 ranked lender in South Carolina - 372 contributions

Hello, and thanks for your question...I believe that I can help you with a purchase. Just give me a call and I'll run through the scenarios with you.Travis Torcoletti (803) 381-5149

Apr 4th 2012
0
0
Travis Torcoletti (travis.torcoletti)
#0 ranked lender in South Carolina - 372 contributions

Hello, and thanks for your question...I can definitely help you with a purchase loan, it sounds like an FHA product will fit best for you. Please feel free to give me a call and I'll run through the scenarios with you.Travis Torcoletti (803) 381-5149

Apr 4th 2012
0
0
Travis Torcoletti (travis.torcoletti)
#0 ranked lender in South Carolina - 372 contributions

Hello, and thanks for your question...I can certainly help you with your purchase loan, it sounds like an FHA loan will fit best for you. Please feel free to give me a call and I'll go through the scenarios with you. Travis Torcoletti (803) 381-5149

Apr 4th 2012
0
0
Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

Yes, I can get mortgage applications approved for a FHA loan with scores in that range. I'll be happy to talk to you about all the criteria for approvals, not just credit score, and there is no obligation on your part. I work with many customers who, like you, have needed or still need to improve their qualifications to purchase a home. There are additional resources and information on my website or I can email them to you. Please call or email me any time (pdumouchel@primelending.com or 843-343-6383). I'm based here in SC and am licensed by the State. - Just drove through Clinton on Friday and again Saturday evening on my way to Due West

Apr 4th 2012
0
0
J.D. Peck (TheJDPeckLendingTeam)
#46 ranked lender in Colorado - 82 contributions

You should be able to find several lenders out there who can help you out. However, with your scores where they are, you are going to find that you'll have a slightly higher interest rate and a more difficult time throughout the underwriting process. You should be able to find someone local who can view your credit report and give you some advice on how to get your scores up to make the process a little less stressful. I would advise contacting a reputable, local broker who is willing to take the time and walk you through the process.

Apr 4th 2012
0
0
Bert Carpenter (BertCarpenter)
#38 ranked lender in Arizona - 2,431 contributions

First of all, congratulations on the progress you have made in improving your scores to where they are. Depending on what is being reported on your bureau, it may be failry easy to get your score up those few extra points you need to qualify for the best rates out there. My advice is to contact a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. In your case, the expertise you need is someone who knows how the Credit Reporting system works to get your score improved. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Apr 4th 2012
0
0
Subscribe to our news feed.