Can I Get an FHA Loan With a Credit Score of 600?

While it is possible to obtain financing with a credit score of 600, the odds are stacked against you and your interest rate will suffer. My advice is to focus on getting your score above 640 at the very least as it will be well worth it over time because of a reduced interest rate. i work for a direct lender/ FDIC insured bank and can help you identify ways to increase your credit profile in the shortest amount of time. Feel free to contact me.Thanks,Ed GroussmanCommunity BankerHome Savings of America

Yes, you can get an FHA loan with a mid fico of 600, and you will not be subject to a higher rate. 99% of lenders out there require a 620 or higher, so they will tell you that is where you need to be to qualify. You just need to find the 1% that allow lower fico scores. As a broker approved with multiple lenders, I have lenders that will go down to a 500. What state are you in (guessing Michigan)?

You can get an FHA insured loan with my company with a mid FICO score down to 580 with 3.5% down payment. I am licensed in PA & NJ myself, but we originate mortgages in 46 states. Feel free to reach out to me if I can help you. Thanks, Larry Kantner, Embrace Home Loans.

Yes you can a mortgage with a credit score as low as 580

I assist borrowers in Michigan (and nationwide). PrimeLending received an exception from investors, which allows me to offer FHA mortgages for credit 600-640. 30-day closings available. Excellent rates, low fees, close on time.Jori Stern, Sr. Loan Officer, PrimeLending, A PlainsCapital Company. (877) 399-6539. http://www.primelendingdallas.com/fha-mortgage-credit-600

Absolutely. Give us a call 800-446-9043

I would love to assist you with this please feel to give me a call at 855-808-Loan (5626) Marlon Mitchell

Yes, you can get an FHA loan with a credit score of 600. Typically the adjustments associated with that score could increase the interest rate higher than a rate someone might get with a 620+. However, you can always refinance into a lower rate at a later time if your score improves.

Yes, in fact Carrington Mortgage Services offers home loans for individuals down to a 550 credit score and absolutely no closing cost on an FHA or VA home loan.

Yes, there are many lenders that will approve you with a 600 credit score. I would recommend speaking with a mortgage professional in your area. You might also want to consider trying to get your score up to 620. You will have better options with a little higher score like 97% conventional with either the My Community or Home Possible programs but there are income restrictions on these programs.

All mortgage lender have different minume requirments for credit scores, FHA loans will usually work with lower credit scores. Call some local mortgage bankers or brokers and ask that there FHA scores are. Jesse StroupMortgage Professional | Mortgage Man Twitter: @jessestroup

Yes you can we go down below that we go down to a 550 credit score, FHA does not technically have a fico score restriction lenders just put one on for precaution to protect the bank and public the line has to be drawn somewhere.

we do FHA loans down to a 580 score, but also have a conventional loan program that goes down to a 540 score where we evaluate your last 12-18 months pay history