Question about a 2nd

I have a 2nd mortgage loan on a property that foreclosed 2012 and I haven't been able to make payments since then. Last month, an attorney representing the debt collector wants to collect within 30 days or they'll take further legal action I don't have the assets to pay it off in 30 days. Is bankruptcy my only option? by storerm120 from Erick, Oklahoma. Apr 2nd 2021 Reply