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Need help with HELOC loan

I need advice on a HELOC loan. I have a BK discharged 3 years ago going on 4 years this June. My scores are 700s depending on the model used and I have had no credit issues since my BK. I have a student loan and a personal loan currently and my credit card usage is at 20%. I’m trying to get cash to remodel my home, what are my chances? by aprakash124 from Anderson, Indiana. Jan 17th 2022 Reply


Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

There is no way to answer that question here. The only way is with a full application. Don't worry about applying. It doesn't hurt anything to apply and get an answer specific to your situation. Talk to a local mortgage broker for more information. I lend in MN WI IA SD ND. Find me at Mortgage-Duluth.com - Cambria Mortgage, NMLS 274132

Jan 18th 2022
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