All trusts must be approved by HUD prior to closing. There are certain situations where you can transfer the property into a trust after a closing, but again the trust must meet HUD guidelines. However, Irrevocable trusts are not an approved trust type, so this would trigger the due on sale clause. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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