Does anyone know any bank who is accepting application for HARP 2.0?

Yes we can do HARP 2.0 loans above 125% with no appraisal. We can go unlimited depending on your credit score. Give me a call an we can discuss your options. 888-320-7888 Our website is www.MortgageWholesale.net

Hi, email me the address and we will go from there....

Although HARP 2.0 has been signed into law, participating by the big banks is voluntary. Most banks are on board with HARP 1.0, but many have not yet offered the new "unlimited" LTV HARP 2.0.Diamond Funding Corp current has 8 lenders participating in this program. You can reach me anytime.Ray StevensDiamond Funding Corp239 481-9514RStevens@DFCorp.com

Best advice I can give you is to contact a local mortgage broker, not a bank, and certainly not one of those 50 states, or internet companies... The local broker is familiar with local guidelines and quirks that most out of state lenders won't know about.. and the broker has access to numerous lenders and can find the right one for your particular scenario... WilliamAcres.com

There are many that are offering the HARP 2.0. DO NOT, DO NOT, DO NOT work with either your current lender or the big banks or Nationwide Mortgage Companies. These guys telling you to buy an appraisal is clear evidence that they really don't know what you are doing. Contact a local Mortgage Banker/Broker. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Yes, you can do a HARP loan above 125%. Most lenders will not touch your loan if you are above 125% with out an appraisal waiver from Fannie or Freddie. I have lenders that will still help you with your deal above 125% even though you do not receive the appraisal waiver. The file needs to be run thru the Automated Underwriting System to see the approval. Make sure you hire a HARP experienced broker because most do not have a clue.I only lend in Florida!