Do I need a different lender out of state?

Your better off contacting a mortgage broker in the area your moving to and apply with them.. They would be more familiar with local customs and intricacies than most nationwide lenders. But without knowing your income situation, it's hard to say if you need to rent first or not.. if your retired, and your income is consistent, then you should be ok to apply and purchase right away.. if your transferring within your company, then you should be ok as well. If your changing jobs, then you would need to be employed, and receiving pay for at least 30 days to qualify.. contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

employment and occupancy is the key to your answer.... if you have employment in Nebraska and will occupy the home once you move then you would be able to do it all at once and no need to rent first.... people do it all the time.... if you have more questions feel free to call me direct for no pressure advice..... thanks John816-412-3568

Both can be good options and those who say that someone in OK, or with a national lender isn't likely to do a good job for you is only expressing an opinion - not a fact. However, until you have permanent, verifiable employment in Nebraska you will likely have difficulty getting approval to purchase a home there.

We are a 50 state lender. You'll need a job acceptance letter and your first paystub in order to qualify and close on the purchase in Nebraska. Guaranteed Low Rate. colby@imortgagelending.com | 866-282-2956 x6104

You complete scenario will be needed. It is up to you how you'd like to do it as long as you qualify. There are many lenders that can help you, I would speak with a local mortgage pro in the area you are looking to buy. Have them look at the entire picture and they can help you find out what is best for you.