do down payment assistance loans come with higher rates?

It really depends on the program.

You should check with the Housing Authority that administers the program.

Check with a Loan Advisor in your area.

Hi Alina, I am in Mass and do these programs you metion. It depends on the town and or city program you are looking at. I would need some more info to help you and guide you. These programs are geared for the low to middle income brackets and depends on score and income and debt to income. So some people are over qualified thus cannot do the program. Please call me Robert Oliveira Province Mortgage Associates 508 802 0935 or email robertoliveira51@gmail.com. Thank you