can we refi in my husbands name?

Yes.. he can refinance on his own so long as he is on the deed.. if he isn't then there are some other guidelines that need to be addressed before he could qualify.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete scenario, they will be able to properly advise you as to how to go about this refinance.. but I caution you.. do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

As long as he owns the property with you it's fine.. they call it "continuity of obligation".. hope that helpsKevin

is your husband on the Deed since he didn't not qualify for the mortgage when you purchased the home? What type of Program are you currently in FHA, VA, Conventional? or .... ?feel free to email me directlyemarez@thefederalsavingsbank.com

Absoluteley. There are a few ways to go about this. I would love to discuss your options with you. Please call me 267-296-9185 bmiller@ahmcloans.com. thank you Brad Miller

Yes, as long as he qualifies for the refinance based on his income, credit score, etc. alone.

If he is on the deed and can qualify on his own, you should not have any problems.

Yes, there are ways to do this.

Assuming he qualifies on his own... No problem refinancing your mortgage. Talk to a local mortgage broker for more direction and assistance. www.SaintPaulMortgageBroker.com

He will have to be on the ownership deed by himself at the time the new loan closes. You can be added back after the loan closes.

Yes. There are a few different programs he may qualify for. Please feel free to contact me if you have any questions. Jimmy Vu - American Financial 949.287.4134 - jvu@afncorp.com

We can do this and Im able to do loans in Conn Caliber Home Loans www.firstfloridafin.com 954 558 4430