can I use my husbands unemployment income on our mortgage application?

You would not be able to use unemployment income on a mortgage application. All income used has to have the expectation of at least 3 years after close and unemployment income is temporary by rule.

Actually... in certain situations you can use UI (unemployment income) on a mortgage application. Please reach out to me directly to review your exact situation to determine if our underwriting team can include that. 612-386-5306 or Steve@StevenBrandHomeLoans.com (licensed in AZ as well as a handful of other States)