after i buy my home i soon can i take OUT A MORTAGE

Need more information before I can give you a good answer. Did you pay cash, how is your credit, what type of mortgage are you wanting and etc.You need to provide more specific information before you can get a good answer.

I am assuming you plan on buying a home with cash, then getting your cash back with a mortgage later?? There are plenty of rules and guidelines you need to be aware of when doing this. If it is owner occupied, you can usually do it pretty quick... but there are a ton of rules including what much as a percentage of the value you can get back, appraisals, increase in value, improvements, etc. If it is an investment property, you need to own the house at least 6 months too. Go sit down with a local non-bank licensed Loan Officer to review all your options. In MN or WI, visit www.MetzlerMortgage.com

Typically there are lenders who will refinance it in 6 months. They will be looking how you purchased the home in example where did the money come from, gift,savings, etc. Credit etc and ability to pay must be reviewed. Feel free to reach out for more information.

Depending on how you bought it and what type of home it is, you may have to wait 6 months.

IFyou bought your home thru private money, most do not pre pay pentalties and you can do within a month, but need more info.. are you looking to add on a 1st / 2nd? cash out?? yourloanpartnerforlife@live.com linda

If your saying you will be paying for it in cash then as long as you qualify yes you can. it will be based on the purchase price if you try and refinance it after you buy it, so that will determine your Ltv and it will be considered cash out. After 12 months you can refinance based on the appraised value. I would suggest buying it with a mortgage if possible as your interest rate could be better as a purchase instead of a refi depending on the ltv needed.

I'll need more information to answer your question. Call Jack C. at 734-395-9027 for a free pre-qualification.

Regardless of how long you need to wait, you need to be speaking to a lender right now. If it were me, I would want to make sure I was speaking with a local person. Checking with the Realtor you bought the home from would be a good start. I am in Lansing and would be able to talk you through this on the phone. I could possibly help you from here, but if not, would help you find someone closer. Feel free to call at 517-489-2328 (Mike Silkworth)