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What are my options as a first time loan applicant?

Hi, I live in LA and I am excited to apply for my first mortgage. I have plenty of questions like what are the requirements and documents I need to submit? How about the current interest rates and the factors affecting it? I hope someone can walk me through the mortgage process so that I'll know what to expect. How long does the underwriting take and what minimum downpayment is required? Thanks for all your replies by paolov645 from Los Angeles, California. Feb 3rd 2023 Reply


Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

My best suggestion is to simply contact a local mortgage broker in your area. They will be more than happy to review your basic application, and answer all the questions you asked, and more. We don't bite. Just pick up the phone. I lend in MN IA ND SD and WI. Find me at MNBestrates.com | Cambria Mortgage, NMLS 274132

Feb 5th 2023
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Dave Skow (daveskow)
#15 ranked lender in Washington - 455 contributions

BEgin the pre approval process ...its easy and free and be compelted remotely ...thanks Dave Skow Movement Mortgage 206 714 0745 dave.skow@movement.com

Feb 7th 2023
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