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Qualifying for a va loan based on husband

My husband is in th marines but over seas. Can I get a house with him gone, but also using his information? It would be nice not to wait 7 months. Our credit scores are both in 700's by calkaliliy643993 from Salt Lake City, Utah. Jul 28th 2014 Reply


Larry Gray (lgray_312_247)
#598 ranked lender in California - 1,139 contributions

Yes you can! Contact a qualified VA insured loan broker or mortgage banker who does V A loans in Utah. I am employed by PRMI, a mortgage bank with corporate headquarters in Utah. I would be happy to refer someone experienced and competent in handling VA loans from there if you like! Just send me an emailvia my Profile. My division only does loans in California.

Jul 28th 2014
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Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

You definitely can! Remember that credit score is just one of the criteria.

Jul 28th 2014
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Ron Aguilar (ronaguilar)
#67 ranked lender in Utah - 20 contributions

You will need a specific power of attorney to execute on your end and to record.More details are applied but I can explain if we talkcall 801-599-8526Ron Aguilar, Lender since 1995 in Utah

Jul 28th 2014
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

Yes, you sure can potentially get a VA loan today in this situation. Contact a LOCAL experienced VA lender in your area for more details. In MN, WI, and SD, visit www.VA-IRRRL-Loan-MN.com

Jul 29th 2014
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John Burke (jburke)
#27 ranked lender in Texas - 321 contributions

Hi Calkaliliy, Yes you can BUT there is one thing that could be a huge problem and that's what you husband's ETS shows on his LES. If he is within 12 months of separation from service it can be problem because of the way the VA guidelines for income are setup. What is your husband going to do when he gets home? Will he continue his active duty service? I specialize in VA financing. Please feel free to contact me for more information or help. John Burke | Senior Mortgage | Great Plains National Bank | http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states |

Jul 29th 2014
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