I live in Nevada. Can I purchase a home without my husband on the loan or title?

Yes.. however, if your using FHA financing, you cannot use his income to qualify, and any individual debt that he has must be included as if it were your debt... so you don't get to use his income, but you must included his debt, and after all that your debt to income ratios must fall within the FHA guidelines. If you go conventional financing, then you still cannot use his income, but your not hit with his debt.. conventional financing requires a higher credit score, but you can get financing with just 3% down so it can be a better alternative to FHA... .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Nevada is a community property state. You can get a mortgage in your name only but your spouse would have to sign off of title. Your application has to show married and any debt that is in your husbands name has to be included in your debt to qualify for the loan.

In Nevada Lis - you can purchase the home without him on the loan, but he would have to sign off on the title in notice of the lien.

Yes- Nevada is a Community Property state- Your best bet is to contact a local lender who can help you in your home purchase.

Yes, but he may have to sign off his community property interest.

There would be a quit claim deed to be signed by your spouse.