I'm a Disabled Veteran shopping for the best mortgage rate

Hi Garyv62634,Is this for a refi or a purchase?What's your credit score & what's the loan amount?| Please feel free to contact me for more information or help. | John Burke | Senior Mortgage Banker | Great Plains National Bank http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states

Hi Gary, I'm only licensed in Maine but certainly reach out to John Burke who replied and he can check your VA eligibility and provide you with the best possible VA loan. :-)Cheers!

Unfortunately Gary,,, it's not that simple.. Unless you actually apply with a lender, any quotes you get will be worthless.. Lots of information is required to price your loan. Credit scores? Higher credit scores get better pricing.. How much are you financing? Higher loan amounts get better loan pricing.. What about property type? Single family home? Condo? Townhouse? Manufactured home? Duplex, triplex 4-plex? Each of these property types have different loan pricing.. in fact, the zip code you are looking to purchase in can affect your loan pricing.. I could go on, but i'm sure you get it by now. without actually applying, lenders are going to low ball you.. so you would be just setting yourself up for disappointment.. The best advice I can give you is to contact a mortgage bank/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893