How can I help my chances of selling?

If you are thinking of insisting on getting pre-approval for a potential buyer, instead of waiting for them to do it, it is a great idea.Hope you are not expecting anything from the mortgage banker/broker in a way of "appreciation"!!!if you have a relationship with a broker or a banker and that person is quality professional, you should be able to get good service from either.Once pre-approval is obtained and your buyer is now willing, abloe and ready, its a time to sign a contract.Good luck

Feel free to contact Don McCarty w/American Finance Group. We can get you an answer ASAP. (919) 633-7505. email: donmccarty.pfa@gmail.com

My business partner and I own a local branch of Top Flite Financial here in Little Rock - we have worked with FSBO sellers and offered great deals to those buyers who were not pre-qualified prior to viewing the home. Give me a shout or shoot me an e-mail if you have any interest. Brian French - bfrench@topflitefinancial.com, 501-276-6786

Bankers have less programs to offer than Brokers. I would go with a Broker.

Work with a Mortgage Banker/Broker. If you are doing a FSBO (For Sale By Owner), a good mortgage Banker/Broker will help you with information that you may want to provide a prospective buyer, like what would the payment be with different loan products. Personally, I don't recommend FSBOs A good REALTOR (R) will provide much more value to you than the commission you will pay. Either way, you always want to make sure your prospective buyer is qualified. One way to do this is to require that the prospect be approved by your lender (your Mortgage Banker/Broker) even if their lender says they are good. Because Mortgage Bankers/Brokers have access to multiple lender, we have the ability to market the borrower to the lender that has the best combination of loan program, underwriting requirements and pricing to meet the borrower's needs. A big bank employee is just stuck with their own stuff. You either fit or you don't. Also, Mortgage Bankers/Brokers tend to be more nimble and therefore quicker than the big guys. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com