How can I find out when my mortgage was sold to Fannie Mae ?

i just noticed that you posted earilier .. what type of loan do you have? and if you want to send your address to my email at yourloanpartnerforlife@live.com i will do a free property analysis for you a 3 yr old appraisal doesn't work anymore

As far as the time frame, you should be ok.. Keep in mind that in certain instances, mortgages were pooled and sold with just one certificate rather than individual certificates.. so even though you might meet the guidelines regarding the time at which your loan was sold to Fannie, if it has this "Pool Insurance" certificate, you would not be eligible.. The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

ok, and if you current on your mortgage payment, and underwater, and have a certifiable employment, you can do a harp.. email me at yourloanpartnerforlife@live.com linda i do loans in colorado...

I agree with the last post that the loan was most likely bought by FNMA shortly after the loan was closed. The easiest way to find out will be to call your current lender and ask. They will most likely offer to help with your refinance. I recommend taking the time to get a few quotes to be sure that you are getting a fair rate and fees. Being a Colorado lender, I also agree that staying local is a good option (somewhat biased opinon though). Feel free to send me an e-mail, allen@rockymtnmtg.com and we can setup a time to discuss moving forward. I hope to hear from you...Allen

You should be fine.

Call your lender and they should be able to tell you.