Can i still get a HARP loan if my current mortgage in not with Fanny Mae or Freddie Mac

No... since the HARP program is only for Fannie/Freddie loans... you may be eligible for other types of refinance programs though, but it really depends on which type of loan product you have now.. FHA, VA, USDA all have refinance products without appraisals, so it's possible if you have one of these loan's already, you might be able to refi.. also, there's talk about HARP 3.0 which is supposed to help all those who have not been able to take advantage of all the different refi products out there currently... don't hold your breath, but it's possible we will see something in the months to come.. stay tuned... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

HARP was designed exclusively for Fannie Mae and Freddie Mac loans only. Unless your loan is owned by them, it is not eligible for HARP. FHA, VA and USDA each have a loan program similar to HARP. If your loan is not any of the above, your only hope at the present is to try and negotiate with your current lender. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

No you are not eligible

No you are not eligible.

No

Sorry, NO... But if you have an FHA loan or a VA loan, you might have options...