Does loan suspended mean deferred denial?
It means the loan officer didn't set up the application correctly or provide everything the underwriter needs to give you an approval. They need more info so they can approve or deny the loan.

What can one do to overcome possible loan denial due to high DTI ratios?
Yes. These all compensate for high DTI. There are more programs available these days too and other ways to qualify you for a loan as well. Some programs go up to 60+% DTI. Don't disqualify yourself based on your own calculations. Let us help you. We don't need to pull credit to figure out DTI. Let us know how we can...

DTI
You should talk to someone else. It really depends on who you are working with in the end. We approve turn downs like this every day. We are here if you need help. 6572310200.

Mortgage Rates
Sure. We can do a 510. Are you looking to buy a home? If we can't get it done now, we can tell you what you need to do to get approved.

Can they cancel my mortgage?
How long has it been since you closed the loan? Your loan documents would have that info rgarding occupancy. If it has been 6 months to a year, you should be fine. If you make the payment on time, then there won't be any problems. If you default for some reason, you might run into trouble. Otherwise you should...