HARP 2.0
Updated Oct. 9, 2013
Did you buy your house in 2009 or earlier? Love your house and feel like there is nothing you can do because you are "underwater"?. Finally, there might be something you can do! Thanks to HARP 2.0, the program that Fannie Mae and Freddie Mac have rolled out., you can lower your interest rate even if your house is worth...

Non Occupying Co Borrowers
Updated Oct. 24, 2014
Non Occupying Co BorrowersHave you tried purchasing a home in the last couple of years and been declined because you didn't have sufficient income? There may be a way to fix this! FHA allows for buyers to use a non-occupying co-borrower to qualify for a home loan.. When looking at using a non-occupying...

No Down Payment? No Problem
Updated Oct. 9, 2013
So, you keep seeing on the news mortgage rates are at all time lows. Then the next story you see is how the housing market has seen its bottom point. After watching the news you sit down at the computer and start thinking " I wonder if I could afford a home?" You do a google search for monthly payments and see that you are...

HARP 2.0
Updated Oct. 9, 2013
HARP 2.0 IS LIVE AND WORKING FOR HOMEOWNERS. The governments Home Affordable Refinance Program has been out and has been used by many for the past couple months. Many of the people I have spoken to leading up to this program were skeptical, at best, about this program.. The comments ranged all over the board.. "They say...

Take time to make a home purhcase
Updated Oct. 9, 2013
1. Take stock of your situation. ?What are your short-term goals??What are your long-term goals??How long to you plan to live in the area you are thinking about??How long is your family going to be the same size or growing??How much are comfortable paying for rent/mortgage per month??How much money do you want to...

Mortgage Insurance Options
Updated Oct. 9, 2013
I CAN'T PUT 20% DOWN. WHAT ARE MY OPTIONS?You have a great job and make plenty of money to make your monthly payments but don't want to put all of your savings into your down payment? There are still options for you! All of these options will include some kind of Mortgage Insurance.. WHAT IS MORTGAGE...

All About FHA 203k Streamline Loans
Updated Jan. 12, 2015
One of the best products that not many people know about is a rehabilitation loan. The program code is 203k so that is what I will refer to it as in this post. The loan is a FHA loan. The process of qualifying for this loan is just like that of a regular FHA loan, you will need to have the income, credit and assets to qualify....