Illegal Immigrant
Maria,I assume that you have a ITIN which denotes that you are like you said, you are in the country without permission to work and could be subject to deportation, which as you know is why most lenders will not give you a loan. However, unlike the other lenders, I actually do know of two lenders in North...

I am looking to purchase an investment property. It costs $180,000. Can i get a LTV above 70%?
Maria,I assume that you have a ITIN which denotes that you are like you said, you are in the country without permission to work and could be subject to deportation, which as you know is why most lenders will not give you a loan. However, unlike the other lenders, I actually do know of two lenders in North...

Texas Mortgage for US Citizen working in Russia
Hi James,Thanks for the great question. First let me thank you for your service in the armed forces. It is great Americans like you who make a difference. As for your question, it should be pretty standard stuff. You should however expect to need to write a letter of explanation for the underwriter that...

Could I get a loan to buy a house even if I had to short sale a house
Like my counterparts have suggested, there IS life after a short sale and that life includes access to mortgage financing. In addition to the waiting period, there are also down payment requirements that are different.My advice is to first check your credit to see how your lender is reporting that...

IF SELLER PAYS CLOSING COST IS IT ADDED TO BUYER LOAN AMOUNT
Great question! Technically, the only closing cost which are allowed to be added to the base loan amount on a purchase money loan is a funding fee such as in the case of a VA or USDA loan Upfront PMI fee as in the case of a FHA loan. However, when you get right down to it, if the seller has agreed to a sales price...

From a previous question I asked about the repossession and getting a mortgage-Updated info
DonDon - It sounds like your situation is not only unique but it has a lot of moving parts as well. Of course the bank's not going to be interested - but there are plenty of lenders who should be able to make you a loan. However, in your case you will need to pick an experienced lender to help you navigate what...

Can I as a qualified veteran purchase a property via a VA loan and have a relative live in it.
Does the eligible Veteran own any other homes and does he/she intend to occupy it as his primary residence?

Bankruptcy including mortgage in 2010 - qualification possible with bigger down payment?
Your chances should be very good but I recommend that you speak with a local lender who you can trust to help navigate you through this process.

Will USDA approve my guarenteed loan if bank has already approved?
The USDA doesn't make loans, therefore they don't make credit decisions, it's your lender that does that and it sounds as thought hey have already approved your loan. The USDA underwriting process is to determine eligibility which essentially focuses on three areas:1. Income; does the household...