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Rich Constantine's Blog


Refinance and Save Twice!
Updated Oct. 9, 2013
If you're an FHA borrower,you have 2 great reasons to refi your home now!. First, rates are still at their lowest in 50 years. Secondly, FHA home loans made after 10/4/2010 have greatly reduced rates for upfront mortgage insurance premiums. Both will save you THOUSANDS when refinancing your current FHA loan.....
Reverse Mortgage Options
Updated Oct. 9, 2013
Are you eligible?. Age 62 or older. All borrowers must be titleholders. Occupy the property as primary residence. No credit score or income requirements*. Home must be an eligible property type. Now's not the time to worry about finances. With a reverse mortgage, you can access a portion of the available equity...
Kiss High Payments Goodbye!
Updated Oct. 9, 2013
If your rate is higher than 5.75% you may be able to lower your monthly payment. . If your FHA loan is 5.5% or higher call me!. You may now be qualified to lower your current monthly payment and interest rate at no cost to you!. No appraisal required. It’s not too late to refinance your home at a very low rate, but...
Found Your Dream Home!
Updated Oct. 9, 2013
Need to make an offer? We can help make it happen! Fast and Free-prequalification..  FREE pre-qualification so you’ll know exactly whatyou can afford Wide variety of fixed rate and adjustable mortgages LOW down payment optionsCall me today and...
FHA Rule Change! Alert!
Updated Oct. 9, 2013
FHA announces an increase in the annual MIP and significant changes to refinancing transactions.. Detailed ChangesYesterday FHA issued Mortgagee Letters 2011-10 and 2011-11, which announced significant changes, with varying implementation dates. The table below summarizes the key changes and...
FICO Booster! Rapid Re-score!
Updated Oct. 24, 2014
I consider myself a(n) Credit Expert at this point. I have helped many to increase their FICO score, at the last minute, or to prepare them for a better loan or qualify for one! I have seen a wopping, 100 point improvement in 3 days! Yup, all with my help. So when it comes to FICO score help and what you could do to improve...

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