Illegal Immigrant
Do you have a work visa? If so there may be some options for you

If i bought a house 2 years ago with 20% down, can i refinance to pull out cash or a 2nd mortgage?
Yes, you can refinace & pull cash out up to 85% on Cashout Refinance or get a Home Equity Line or 2nd Mortgage - I live & work in NC. Please feel free to call or email me with any questions. www.bestlenderinraleigh.com 919-881-4121 x12 Blessings Natalya Hill

I need to refinance my jumbo loan to remove my ex-husband. Problem is I am at 100 % LTV. Excellent credit and income. Any ideas?
Please email me at natalya.hill@hgfloans.com as I have several options available for you.

is there a max allowable amount for down payment cash gifts?
Hi Linda, I will be glad to explain the different options available to you in detail. You can reach me at 919-614-0388 or natalya.hill@hgfloans.com. Different loan programs have different guidelines for Gift Funds. The amount of 7k is fine We will provide you with Gift Letter to complete/sign. Look...

Bankruptcy including mortgage in 2010 - qualification possible with bigger down payment?
Yes, you should be fine going with an FHA Loan with 3.5% down. Please feel free to call or email me for more details. I like your email address - Reggie White was one of my favorite football players of all time & was an awesome man of God.

Are there conventional loans available for 3% down?
Yes we have a 3% program still. feel free to call me for more details.

HOA TAKING MY HOME..NC
Call NC Housing Finance Agency - they have a division that assists people in your situation & helps them keep their homes.

I'd like information on getting a VA loan with zero out of pocket. Loan amount $389,000.
I work for a local mortgage company in NC. We help many veterans with home purchases. I was raised in military family and have been doing VA loans for over 25 years. Please feel free to call 919-614-0388 or email me at natalya.hill@spm1.com. I look forward to haring from you.