Should I Pay Points?
See how much it is going to cost. EX: if you have a loan amount of $400,000 and they want to charge you 1.5 points(1.5% of the loan amount) that would be $6000 and it will save you $150 per month than that means it will save you about $1800 per year, that means it will take about 3.5 years to make it back before you...