I want to refinance my home loan at a lower interest rate to save on monthly payment.
Hello! That is great that you want to refinance and you are not alone! Rates are incredibly low and refinancing may offer you lower interest, lower payments or maybe less term. I would love to email you or call you with some scenarios that pertain to you along with interest rates and terms. Can you email me...

Loans under $100,000?
Yes we do loans of all sizes! Feel free to email me any questions at jchenoweth@bncnationalbank.com or for a free rate quote, log onto my web page and complete a full application at https://secure.smartapp1003.com/101051/?loanofficerid=101892Thanks!Jamie ChenowethBNC National Bank

ARM Loan Scenarios...
Hello there!I am a loan officer in the Quad Cities area and I am licensed to do loan in Iowa and Illinois. From your email, it seems you are very educated in the financing department. FHA does offer very good loans and we can look at doiing an ARM or even a fixed rate too if you desire as the rates right now are...

VA home loan with credit score of 636
We can use a mid score of 620 for a VA loan. Please feel free to contact me at 309-517-5017 or online at www.chenoloans.com. We are a mortgage company localed in Moline, IL. Thanks. Jamie

Using loan toward downpayment?
Yes you can as long as you secure that loan with an asset. We then have to use that new loan in your debts and part of your debt to income ratio. For example, you can take out a loan on your auto that is paid off and we can use that money for your down payment as long as the new loan payments fit into your debt to...

Would i qualify for any down payment assistance program?
Christopher, I would have to do an application to make sure you qualify for some of the programs but the big one right now is the Illinois Housing Authority Welcome Home Illinois program. They are giving $7500 to first time home buyers. Call me on Monday to do an application? My direct line is...

Searching for the best mortgage rate.
BNC has NO LENDER FEES on VA loans. And I just checked rates and depending on your scenario (loan amount and fico score) you can achieve a lower rate than 4%. Call me at 309-517-5017 or email me at jchenoweth@bncbank.com. Thanks! and THANK YOU FOR YOUR SERVICE!Jamie Chenoweth, MLOBNC National Bank,...