Forgotten Your Password?

Need to Register?

Ed Campbell's Answers


I am looking for a lender that offers VA construction loans to perm VA Loans
VA and FHA both offer this program, Both VA and FHA are limited to the maximum loan limit per the county you live in.Message me for more information
no money down with a VA loan correct?
When purchasing the home you need to look at your finance situation. If you are lacking funds you might want to negotiate the seller to pay for closing costs. VA allows the seller to pay up to 4% of the sales price. Remember when you make a purchase you need to calculate closing costs, escrows and 1 yrs home...
What is the maximum CLTV for a VA loan?
Actually the CLTV can go over 100% if you are using a DAP or Bond program. That is the only time that I know of. DAPS and Bond programs can be used to pay for closing costs and escrows if your seller is unwilling to pay for closing costs.
Are their any Va lenders in the Raliegh/Durham , NC area that do Va constuction loans ?
I am in Charlotte and we offer the VA Construction to Perm product. One time close.704-743-6931Ed Campbell NMLS#459922
Do you know of any lenders willing to do a va backed construction loan? If so what is their name? Thank you
Our bank picked up the VA and FHA One Time Close Construction to Perm loan. Very excited to get it. FHA and VA only finance up the the county max for the state/county you plan on buying in. Must be owner occupied single family homes. Please message me if you need more info. I can originate this product in all 50...
do you need good credit to refinance harp?
Depends on who holds your current mortgage. Usually going back to them is the best options. I worked at Wells Fargo in the call center, all we did for 4 years was the HARP product. With Wells, the only requirement was employed and not late on your mortgage in the past 12 months or 2 times late in the past 24...
construction to perm
Sorry, thought that was a search bar, i did not know how to delete the message
Is there any seasoning requirement for va cash out refinances?
None at all, VA allows up to 100% loan to value. This can also cover the fees and escrows to set up your new account as well. If you turned this into a rental and have moved out then this type of transaction is not allowed.Cant go over the county limits set by VAGood luck, please let me know if you need assistance...
I am a first time buyer looking for land. Is there a credit check? How much down payment is needed?
If you plan on building a home right away it is much easier to obtain a loanVA zero downFHA 3.5%There is also a 95% conventional out there but I don't know who the lender is.I can originate the VA and FHA, you are allowed to refinance after the house is completed and you move in.
Who in the Atlanta GA area offers the Fannie Mae Homestyle loan option?
I am with CBC National Bank, We handle them here.ed.campbell@cbcnationalbank.com
How to get a va loan to finance 80 acres and build a house?
Per VA:Although VA does not make farm or other business loans, the law allows veterans to use their Loan Guaranty benefit to purchase a farm on which there is a farm residence. VA does not set a limit on the number of acres which the property may have.The appraisal of properties with acreage should not...
Any lenders offering construction loans at less than 30% down in Indiana?
We have FHA 3.5% and VA 0%. We can do all 50 states.
consruction loan lender
Hi James, I can originate Construction to Perm loans.Email me at ecampbell@mcleanmortgage.com for more info. McLean Mortgage is located in McLean VA
My husband (veteran) is deceased and I am looking to obtain a VA loan. Where do I start?
Sorry about your loss, VA loans are only available to veterans, If you are a veteran you would have to obtain a COE and then you can make the purchase.If your husbands death was service related, then you might be eligible for his benefit.

Subscribe to our news feed.