Using a builder's Lender
Updated Oct. 24, 2014
When purchasing a new build, a buyer today will be confronted with a lot of options. One of the more recent trends we mortgage bankers is seeing is the pressure that is being put on buyers to use the builder's lender. Builder's will claim that there is only one way to get the most options and upgrades and...

A word to the wise regarding disputes
Updated Oct. 24, 2014
A word to all potential home buyers that are working on rebuilding your credit. If you enter a credit repair program to fix your credit it is best to have all disputes removed prior to shopping for a mortgage or entering into a purchase contract. When you dispute an item on your credit report, you are essentially...

Sourcing funds to close: A guide for new homebuyers
Updated Oct. 24, 2014
If there is one critical area that we see time and time after again for new homebuyers it is the sourcing of the funds to close. New homebuyers need to be informed that the last 2 months bank statement will be reviewed at length and that all deposits will need to be able to be sourced. What this means is that all the funds...