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Craig Barton's Answers


Stated Income Loans
Yes with Small business owner can show cash flow have 12 month of reserves CD or Bank statements ,credit 720 and business account show draws to business owner for last 3 months One problem maybe loan must be over 417,001 you could cash out.Call to see if we can helpCraig 310 374 9000 ww.cbLoans.com
As a first time home buyer, is there any way around PMI with less than 20% down?
Hi DavidYes We have no a PMI Programscall Craig 310 374 9000
If I have collections on my credit report, should I pay them? Or let them drop off? Does the drop off "clock" reset when I pay them??
Hi Grayson2 parts are your looking to close in 90 days if so Pay itIf you looking raise you credit score see if they will delete off your report.If that is the case pay it in full and get a letter standing it will be removed or deletedCraig 3103749000

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