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I am a Loan Originator with VanDyk Mortgage in Cincinnati,OH. As a seasoned Mortgage Professional I bring a tremendous amount of experience and insight into every mortgage transaction. I have spent my entire professional career in the Mortgage industry and have loved every minute of it! I've made it my mission to understand the ever-changing landscape of this industry and love nothing more than sharing that knowledge with my clients so they can make the best loan decision in either purchase transactions or restructuring current mortgages with absolute confidence.


Mortgage Bonds are drifting lower ahead of tomorrow's closely watched monthly Jobs Report where it is expected that employers added 159K new jobs in May. Traders are cutting positions and positioning themselves to avoid...
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Mortgage Bonds are trading higher this morning, but the gains are modest despite weaker than expected economic data, Stock prices falling and unit labor costs dropping in the productivity report, which is viewed as...
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Mortgage Bonds are following through from yesterday's rally as the tapering talk tapers off. The 3% coupon hit a more than 52-week low yesterday morning and has now surged higher by almost 100bp. Also supporting Bond...
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May is nearing its end and it wasn't a good month for Bond prices. On May 1 the benchmark 3% coupon hit an intraday high of $104.91, but quickly lost 472bp in 21 trading days, to the low hit on Tuesday and Wednesday. The...
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Yesterday's solid economic data from the housing sector and consumer confidence has the Stock markets questioning as to how long QE will live on. The prospect of QE3 ending sooner is pushing Equity prices lower this...
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There are many misconceptions in the mortgage world but no other is more apparent than the 1st Time Buyer myth for FHA loans. The typical response to an FHA loan offer, "Aren't those only for first-time buyers?". The...
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Fed Chairman Bernanke spoke yesterday on Capitol Hill and his mixed signals sent shockwaves through the markets as both Stocks and Bonds plunged. Mr. Bernanke's text read that QE will not be halted, but when the Q&A...
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All quiet on the western front ahead of today's events that include Fed Chairman Bernanke's testimony in front of the Joint Economic Committee on Capitol Hill that is scheduled to begin at 10:00am ET. When it comes...
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