Began career as a Loan Officer in 2009, post financial crisis, specializing in credit repair. Since then, my niche has expanded to USDA, FHA, VA, reverse, and conventional loans. I work for Keystone Mortgage Associates in Sioux Falls, SD. We are the oldest Mortgage Brokerage in South Dakota, and work with more than 24 different banks to help customize individual mortgages to meet our clients needs.